Does a person age 54 need a drivers license to ride a 49cc yamaha zuma in Murray KY

by Vicky
(Murray, KY)

My husband and I purchased insurance today for our 49cc Yamaha Zuma, and were told by the insurance agent that the law in our city concerning 49cc mopeds to his knowledge is that the only requirement is that you be 14 yrs of age or older, and that no drivers license was required.


The agent even said that I could be on the policy, even though I only have a state ID and not a drivers license, and that I would be covered in the case of an accident.

Please fill me in on this matter. There is so much conflicting information out there regarding scooter laws.

Thanks in advance for all your hard work.

Vicky

Comments for Does a person age 54 need a drivers license to ride a 49cc yamaha zuma in Murray KY

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Jun 04, 2010
According to KY DMV...
by: Kathi

Hi Vicky... Here's what your DMV says: Anything with an engine size of 50cc or less is classified as a moped. Applicants who already have any form of valid motor vehicle operator's license or permit (Class D, M or a CDL) do not have to apply for a moped license (or motorcycle license).

But if you don't have a drivers license already, then you would need to apply for a moped license (not a full-fledged drivers license).

So I think your insurance agent is misinformed. Specifically, it says: "First time applicants for a moped license that do not have either an operator or motorcycle license must complete a driver license application. They will only be required to complete the general knowledge and vision tests--neither a skills test or permit is required."

I got this info here:
http://drlic.kytc.ky.gov/motorcycle/kmrep.htm

Hope that helps!
Kathi

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